{"id":1534,"date":"2026-07-29T11:37:21","date_gmt":"2026-07-29T11:37:21","guid":{"rendered":"https:\/\/materials.simplycurrentaffairs.com\/?p=1534"},"modified":"2026-07-31T11:38:09","modified_gmt":"2026-07-31T11:38:09","slug":"psbs-gross-npas-hit-historic-low","status":"publish","type":"post","link":"https:\/\/materials.simplycurrentaffairs.com\/index.php\/2026\/07\/29\/psbs-gross-npas-hit-historic-low\/","title":{"rendered":"PSBs&#8217; Gross NPAs hit historic low"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-cyan-color\"><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong>PSBs&#8217; Gross NPAs hit historic low<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/mark><\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\"><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong>News:<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/mark><\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>According to data shared by the Ministry of Finance, <strong>Public Sector Banks (PSBs)<\/strong> strengthened their financial position in FY2025-26, with <strong>gross non-performing assets (GNPAs) declining to a historic low of 1.9 per cent<\/strong> (from 2.6 per cent in FY25).\u00a0\n<ul class=\"wp-block-list\">\n<li><strong><em>Gross non-performing assets (GNPA)<\/em><\/strong><em> refers to the total value of gross NPAs for the bank in a particular year. <\/em><strong><em>Net Non-Performing Assets (NNPA)<\/em><\/strong><em> subtracts the provisions made by the bank from the gross NPA.\u00a0<\/em>\u00a0<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>The<strong> capital adequacy ratio (CRAR)<\/strong> also improved to<strong> 16.6 per cent<\/strong> from 16.1 per cent a year earlier, indicating stronger capital buffers across public sector lenders.\u00a0\n<ul class=\"wp-block-list\">\n<li><em>CRAR measures a bank&#8217;s capital in relation to its risk-weighted assets. <\/em><em>As per RBI norms, Indian scheduled commercial banks are required to maintain capital to risk-weighted assets of 9%.<\/em><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>PSBs&#8217; Gross NPAs hit historic low News:<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[],"class_list":["post-1534","post","type-post","status-publish","format-standard","hentry","category-economy"],"_links":{"self":[{"href":"https:\/\/materials.simplycurrentaffairs.com\/index.php\/wp-json\/wp\/v2\/posts\/1534","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/materials.simplycurrentaffairs.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/materials.simplycurrentaffairs.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/materials.simplycurrentaffairs.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/materials.simplycurrentaffairs.com\/index.php\/wp-json\/wp\/v2\/comments?post=1534"}],"version-history":[{"count":1,"href":"https:\/\/materials.simplycurrentaffairs.com\/index.php\/wp-json\/wp\/v2\/posts\/1534\/revisions"}],"predecessor-version":[{"id":1535,"href":"https:\/\/materials.simplycurrentaffairs.com\/index.php\/wp-json\/wp\/v2\/posts\/1534\/revisions\/1535"}],"wp:attachment":[{"href":"https:\/\/materials.simplycurrentaffairs.com\/index.php\/wp-json\/wp\/v2\/media?parent=1534"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/materials.simplycurrentaffairs.com\/index.php\/wp-json\/wp\/v2\/categories?post=1534"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/materials.simplycurrentaffairs.com\/index.php\/wp-json\/wp\/v2\/tags?post=1534"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}