{"id":1065,"date":"2026-04-03T05:28:08","date_gmt":"2026-04-03T05:28:08","guid":{"rendered":"https:\/\/materials.simplycurrentaffairs.com\/?p=1065"},"modified":"2026-04-09T05:28:21","modified_gmt":"2026-04-09T05:28:21","slug":"lead-bank-scheme","status":"publish","type":"post","link":"https:\/\/materials.simplycurrentaffairs.com\/index.php\/2026\/04\/03\/lead-bank-scheme\/","title":{"rendered":"Lead Bank Scheme"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#199668\" class=\"has-inline-color\"><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong>Lead Bank Scheme<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/mark><\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\"><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong>About<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/mark><\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>On the recommendations of the\u00a0<strong>Nariman committee<\/strong>, the Lead Bank Scheme (LBS) was introduced by the<strong>\u00a0Reserve Bank of India<\/strong>\u00a0in\u00a0<strong>1969.<\/strong>\u00a0<\/li>\n\n\n\n<li>LBS aims at\u00a0<strong>coordinating the activities of banks, government and other developmental agencies<\/strong>\u00a0through fora\u00a0established\u00a0under the scheme to\u00a0<strong>enhance the flow of credit\u00a0<\/strong>to priority sectors for inclusive growth and deepening financial inclusion.\u00a0<\/li>\n\n\n\n<li><strong>The RBI will\u00a0<\/strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-luminous-vivid-orange-color\"><strong>designate\u00a0a commercial bank<\/strong>\u00a0as<strong>\u00a0Lead\u00a0Bank<\/strong>\u00a0in each district.<\/mark>\u00a0<\/li>\n\n\n\n<li>The lead bank will act as a\u00a0<strong>leader\u00a0for\u00a0coordinating the efforts\u00a0<\/strong>of all credit institutions in the allotted districts to increase the flow of credit to agriculture, small-scale\u00a0industries\u00a0and other economic activities.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\"><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong>Why in\u00a0News?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/mark><\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The Reserve Bank of India has issued the draft circular on the revised guidelines for the Lead Bank Scheme (LBS) for public comments.\u00a0<\/li>\n\n\n\n<li>The\u00a0objective\u00a0of the revised guidelines is to streamline operational aspects and further enhance the effectiveness of the\u00a0programme, which was first introduced in 1969 for coordinating development activities at the district level.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Lead Bank Scheme About Why in\u00a0News?<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[],"class_list":["post-1065","post","type-post","status-publish","format-standard","hentry","category-economy"],"_links":{"self":[{"href":"https:\/\/materials.simplycurrentaffairs.com\/index.php\/wp-json\/wp\/v2\/posts\/1065","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/materials.simplycurrentaffairs.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/materials.simplycurrentaffairs.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/materials.simplycurrentaffairs.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/materials.simplycurrentaffairs.com\/index.php\/wp-json\/wp\/v2\/comments?post=1065"}],"version-history":[{"count":1,"href":"https:\/\/materials.simplycurrentaffairs.com\/index.php\/wp-json\/wp\/v2\/posts\/1065\/revisions"}],"predecessor-version":[{"id":1066,"href":"https:\/\/materials.simplycurrentaffairs.com\/index.php\/wp-json\/wp\/v2\/posts\/1065\/revisions\/1066"}],"wp:attachment":[{"href":"https:\/\/materials.simplycurrentaffairs.com\/index.php\/wp-json\/wp\/v2\/media?parent=1065"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/materials.simplycurrentaffairs.com\/index.php\/wp-json\/wp\/v2\/categories?post=1065"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/materials.simplycurrentaffairs.com\/index.php\/wp-json\/wp\/v2\/tags?post=1065"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}